Walmart Prepaid Visa Debit Card

Aug 19, 2010 Posted Under: Credit Cards

This card differs from Walmart credit cards in the sense that there is no credit extended with this card. The funds available for purchases are loaded onto the card before use. The current balance represent the spending limit for the card. As the user makes purchases the available balance decreases until he or she adds more money.


Loading Funds

There are a variety of options available for reloading funds onto this card:

  • Cash: Visit a local Walmart and give cash to a clerk at the register. He or she will then swipe your card and load the funds.

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The True Value of Airline Credit Cards

Aug 17, 2010 Posted Under: Credit Cards

Every family dreams of going on a vacation they will remember for a lifetime, whether it’s a stay in New York City, a hike through the Grand Canyon, or a camping trip along the Appalachian trail. Although these places are diverse, there’s one thing they all have in common- the average family will have to fly there.

Saving for such a trip can be stressful, and the anticipation is often too much to bear, but with the help of an airlines credit card it may be possible to rack up vacation miles without doing anything more than making regular purchases. Or is this really the case?

Are Airline Credit Cards Worth It?

The answer to this question depends entirely upon the terms and conditions of each individual credit card. Som

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YourPix Studio

Aug 17, 2010 Posted Under: Credit Cards

Sick of that drab, generic debit card in your wallet? Think it needs a little personality? Now you can spice it up with Regions Bank’s CheckCard “YourPix Studio.” Allowing you to design your own personalized Regions Visa CheckCard, “YourPix Studio” is available to any checking account customer. You can use your favorite photo or create a customized card displaying your company’s logo. If you’re lacking your pioneering spirit, you can also choose from a wide variety of designs available through the Regions “YourPix Studio” image gallery. Regions “CheckCard” holders also enjoy “Regions SafeGuards” security features and fraud protection; the “Regions Relationship Rewards Program,” offering customers rewards points; and Worldwide access anywhere Visa Debit Cards are accepted.

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Credit cards and gambling: The Web as both the problem and the solution

Aug 17, 2010 Posted Under: Credit Cards

Should you be allowed to sit in your skivvies and gamble away your time via online poker? And go into credit card debt if you lose?

We have written extensively about the issue of online gambling, since the most popular way to pay for that habit has been credit cards.

A 2006 federal law, the Unlawful Internet Gambling Enforcement Act, placed the onus on credit card issuers to make sure their cards weren’t being used for online gambling.

Now, in a twist, California Attorney General (and gubernatorial candidate) Jerry Brown has announced that his office will start using the Web to prevent problem gamblers from going into cardrooms.

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How Do Credit Card Companies Make Money?

Aug 15, 2010 Posted Under: Credit Cards

Credit card Q&A: “How do credit card companies make money?”

Credit card companies make money in a variety of different ways. The first and most obvious way is via consumer-related fees.

We’ve all paid late fees, over-the-limit fees, and so forth. Credit card companies make a ton by charging fees for all types of different slip-ups made by us cardholders.

For example, your credit card issuer may charge you for making a late payment or going over your limit.

Here is a list of common fees charged by credit card issuers:

- Late payment fee
– Over-the-limit fee
– Pay-by-phone fee
– Balance transfer fee
– Annual fee
– Return payment fee
– Return check fee
– Cash advance fee
– Foreign transaction fee
– Finance charges

Most of those fees are self-explanatory. The l

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