Having a bad credit makes it hard for you to buy a car. It is a smart thing to do to apply for auto and financial loans from banks and financial companies. Also read about vehicle insurance quote on line. But this thought is just applicable in the past, because now, chances are you will [...]
Do you have some sort of connection with your credit card? Some people just won’t get rid of their plastic for one reason or the next. Simply put, if your credit card has nothing to offer you need to get rid of it at once. There is nothing good that can come from hanging onto [...]
IberiaBank has announced pricing updates for its credit card products. As per IberiaBank message, the bank will no longer charge penalty pricing or over the limit fees on any of its products. This is a good news for those who pay late or go over the credit limit. Below are changes for Purchase APR and [...]
Do you own a small business? This can be anything from a one-man show to a company with a few employees. If so, you probably need to buy certain items from time to time. It takes money to make money, right? Even though you may be able to spend cash to get everything you want, [...]
Do you have bad credit? This can greatly harm your financial situation including your ability to apply for and receive a new credit card. Of course, you still have some options. In fact, you may need a credit card to resurrect your score. If you have bad credit you should not necessarily believe that a [...]
For the past three weeks, I’ve been hearing from people who’ve been hit with the 29.99% rate increase. Most are people who pay their bills in full, have had their cards for many years, and previously had low interest rates. I fall into the same category as many of these people, and yet, I still [...]
Economists and retail industry experts are increasingly eyeing layaway programs as a potentially helpful way for consumers to meet their holiday shopping needs while staying focused on debt management. Since last year, Americans have been significantly paying down their consumer credit balances, relying more on cash and debit cards to meet their spending needs. This [...]
Despite the economic crisis, credit cards with rewards continue to enjoy huge popularity among consumers. Obviously, people are still attracted to the idea that they can get rewarded or that they can enjoy savings and special privileges that are not offered by non-reward credit cards. But before applying for a reward credit card, let’s talk [...]