Discover launched a new credit card today just in time for the Independence Day weekend. Their Discover® More Card – Operation Homefront $20 Donation comes with 0% APR on both purchases and balance transfers for a full 15 months! After that, the credit card APR is variable and can range from 11.99% – 20.99%, depending [...]
One in two applicants for a Barclay credit card is turned down. That’s a pretty high number, so you shouldn’t be too shocked if your application is not approved. When you apply for a credit card from any bank, you will be screened through ‘Credit Scoring,’ your records are also checked through a credit reference [...]
Consumer-focused changes to credit card regulations can help clarify your account agreement and eliminate some formerly troubling fees and practices. But, these changes should not strongly motivate you to apply for one or more new credit cards. Signed into law in 2009, but implemented in early 2010, the CARD (Credit Card Accountability, Responsibility and Disclosure) [...]
I know that some credit cards offer money back on your spending. Which give the best value and are there fees to be paid? M.G. Helen Kanolik, an independent financial adviser with with PFM Associates in Poole, Dorset replies: Two fee-free cards stand out from the pack. The American ExpressPlatinum Cash Back Card offers cashback [...]
Plastic money, be it debit or credit card so far has been bearing logos of global payment service providers MasterCard and Visa. But it might not be too long when these logos would be replaced by ‘Rupay’. Rupay, the Indian payment service is being launched by National Payments Corporation of India (NPCI). NPCI began operations [...]
This week, the Food and Drug Administration revealed the new graphic warning labels that will be slapped on cigarettes by next year. These nine grisly images depict things such as a man smoking through a tracheotomy and a corpse of someone who smoked. Other images include a smoker’s rotting teeth, smoke surrounding a baby and [...]
A new study from credit analytics company SubscriberWise revealed that less than two tenths of one percent of the scorable population achieved the highest possible Fico score. So just who are these consumers with 850 Fico scores anyways? Well, the company found that the median age of these credit-elites was 61, having a birth year [...]
InsurCard prepaid cards kicked off its “Virtual Card.” Allowing you to conduct electronic claim payments to medical, auto repair, home contractor, and other P&C service providers, the InsurCard “Virtual Card” makes payment faster and less costly. Ensuring rapid, safe payment, the InsurCard “Virtual Card” charge you no implementation fees or transaction fees. So