On the heels of a year in which credit card companies quite frankly abused their customers, credit card complaints received at Smart Balance Transfers are showing a significant decline. Much of this decline can be attributed to the fact that most credit card companies went on the offensive last March and stampeded consumers throughout 2009, [...]
When I write about student credit I get more comments that simply say “credit cards are evil!” I can only laugh when I see this because it is so far from the truths. Today’s students have probably seen a lot of credit care misuse by their parents, family members and friends. They have seen people [...]
Carrying too many credit cards in your wallet or purse can lead to confusion soon enough. Some people think that more plastic is better, but this is not always the case. In fact, if you tweak your finances you may find that one credit card is every bit as useful as carrying several. There are [...]
How many pieces of plastic do you have? Are you a credit card fanatic? You know, one of those individuals that acquire as many credit cards as possible? Now, first of all, this may get you into a serious financial bind. 0 apr credit cards How many pieces of plastic do you have? Are you [...]
Readers who took this column’s advice last week, and held off sending a care package to Jamie Dimon, CEO of JPMorgan Chase & Co., should be glad they did so. Analysts had predicted that the bank would post a profit of $2.5 billion for the fourth quarter of 2009, up from $702 million for the [...]
As the deadline for the new credit card laws quickly approaches, credit card companies will be sending out details on how the CARD Act will effect your credit card account. Some companies may include revised terms and conditions in your monthly statement. Other companies may send out notices that can easily be mistaken for the [...]
When posed with the question on which credit card rewards you should pick, there really is no standard answer. Reward credit cards offer different options that may work differently depending on the lifestyle of the card holder. Therefore, whether you should get an airline frequent flyer credit card or a card with generic rewards is [...]
Credit repair systems are gaining lots of importance today because of the financial slowdown. People from all areas of life are asking how do I fix my credit report, because a high credit history is playing a more critical role in banks’ decision making process these days. {However,But keep in mind that} removing negative items [...]