When you’re without a credit card life simply isn’t good! Today you need a credit card to survive in my opinion. If you’re stranded somewhere without money (perhaps another country) you need to know you can get home, or at least pay for somewhere to stay don’t you? This is where the security of a [...]
The CARD Act went into effect this year with the intention of ending “tricks and traps” that credit card companies had been building into their fine print. For example, payments would be due on Sundays or holidays when payments were not accepted. Payments would then be credited the next day, with all of the requisite [...]
There is more than one way that loans make it easier for people to live through the high-priced and pocket draining cost of living. On the condition that people can pay back the money that they had borrowed, they can apply for any loan that they need. The money that you can get from the [...]
Studies show that the majority of American credit card holders do not pay close attention to their credit card statements and are paying billions of dollars in fees each year cumulatively because of it. Knowing which fees apply to certain circumstances and how to avoid them is a great way to avoid debt and save [...]
A new car under your own roof is surely a delightful view, and actually getting the key in the ignition and driving it is an experience many people surely have played in their minds over and over. For people who are having a hard time keeping that scene off their minds, getting auto cash advances [...]
If you’re on the market for a 2nd chance credit card and you’re not having a lot of luck applying for the mainstream ones out there, then you seriously need to consider rebuilding your credit score. You can do this by getting a bad credit card. This card will help you rebuild what credit score [...]
The American Bankers Association and Keybridge Research have released a study that shows nearly 40,000 jobs in the Massachusetts area were directly or indirectly created as a result of credit card borrowing by small businesses between 2003 and 2008. On the national level, the survey noted that credit card lending to small businesses during the [...]
APR is an abbreviation for Annual Percentage Rate, which is basically another phrase used to describe a credit card‘s interest rate. Every purchase made with a credit card gathers interest that must be repaid eventually. For example, a purchase made with a card that has an APR of 5% would cause 5% of that purchase [...]