Many people have had to deal with debt problems, such as a defaulted credit card or loan. Thus, it is easy to sympathize with family members or close friends who have a bad credit score and are in need of a co-signer for a credit card application. However, there are certain facts that should be [...]
Another portion of the Credit CARD Act took effect on Sunday, Aug. 22, improving the rights extended to consumers who own credit cards and purchase gift cards. However, despite the improved rights, a report shows that credit card rates have reached a 9-year high. According to research firm Synovate, a unit of Aegis Group PLC, [...]
Every family dreams of going on a vacation they will remember for a lifetime, whether it’s a stay in New York City, a hike through the Grand Canyon, or a camping trip along the Appalachian trail. Although these places are diverse, there’s one thing they all have in common- the average family will have to [...]
Sick of that drab, generic debit card in your wallet? Think it needs a little personality? Now you can spice it up with Regions Bank’s CheckCard “YourPix Studio.” Allowing you to design your own personalized Regions Visa CheckCard, “YourPix Studio” is available to any checking account customer. You can use your favorite photo or create [...]
Should you be allowed to sit in your skivvies and gamble away your time via online poker? And go into credit card debt if you lose? We have written extensively about the issue of online gambling, since the most popular way to pay for that habit has been credit cards. A 2006 federal law, the [...]
Credit card Q&A: “How do credit card companies make money?” Credit card companies make money in a variety of different ways. The first and most obvious way is via consumer-related fees. We’ve all paid late fees, over-the-limit fees, and so forth. Credit card companies make a ton by charging fees for all types of different [...]
Banking regulator, Reserve Bank of India has finally given approval to the ICICI- Bank of Rajasthan merger. Now all 463 branches of BoR will come under the branch network of the largest private sector bank of the country, ICICI Bank. “All branches of Bank of Rajasthan will function as branches of ICICI Bank with effect [...]
Credit card insurance can cost anywhere from $20 to $40 per month, and is used to insure a variety of purchase types and card balances. Most experts agree that credit insurance is absolutely necessary for some individuals and completely useless for others, so it is important to be certain there are no hidden credit insurance [...]